A Wet Afternoon I had noticed Charlotte the first week she had moved into the house opposite mine with her husband, young daughter and mother. I had also taking an instant liking to her and although she was no super model I found her very attractive. It's a shame then, you might say that it took me nearly a year to make contact with her. To look at she was quite plain, in her mid-twenties, her dark brown hair was cut into a shoulder length bob and her body carried a few extra pounds but I personally felt she was well proportioned. I would see her on a regular basis going in and out of her house with her little girl or hubby and usually couldn't take my eyes off her and although I always hoped she would look my way I never had the bottle to utter even a simple "Good morning" to her, I'm sure she must have been aware of my lustful stares. Sometimes I would lie in bed and masturbate while thinking about her, I had always loved "girl next door" fantasies and she was my favourite. I got to a stage (I had been over a year without a sexual partner) where I would come home during my lunch breaks and masturbate and I would often think of making love to her and it was following one of these horny moments that I finally got to meet her. My cock was still semi-erect as I left my house to return to work which is when I saw Charlotte struggling to her house with 4 large bags of shopping. Normally I would have just kicked myself for not having the bottle to say anything but today I was feeling bolder with my post-cum bravado and I asked her if she needed a hand. She seemed very appreciative of my gesture and I carried the bags to her house where she opened her front door and asked me to follow her through to the kitchen where I put down the bags. At last I had a chance to introduce myself and found her to be as pleasant to talk to as she was to look at. She offered me a drink and although I was by this time late for work I gratefully accepted, not wanting to pass up the opportunity. We sat in the living room and told each other a bit about ourselves and she explained that her hubby was at work and her mother had taken her daughter out for the day and she therefore had the whole day to herself. At this point I probably should have been a proper English gentleman and offered to leave to let her enjoy her peace and quiet but I'm afraid I was playing the horny 23 year old today so I couldn't tear myself away. I guess she didn't mind as she didn't seem in any hurry to get rid of me and I was soon to find out just how keen she was for me to stay. As we chatted Charlotte removed her shoes and began to rub her feet, I guess they must have been sore from her earlier shopping trip so being the polite young man that I am I offered to rub them for her. She laughed as she accepted my offer and we continued to chat as I massaged her feet. As you can imagine my erection was now back to full alert and I was having trouble carrying a conversation while my hands touched her soft feet. Gradually the conversation began to slow down and there were moments were we said nothing and exchanged nervous grins. After one particularly long lustful silence it was clear that we were both very aroused and as I moved forward to kiss her she moved towards me and placed her hands on my chest as we began to kiss passionately. My hands left her feet and now began exploring the rest of her body, squeezing and rubbing her breasts through her sweater and reaching round to stroke her back and her soft butt. Suddenly she pulled back and I guessed she had decided this was not such a good idea and was ready to leave.. reluctantly. After an uncomfortable couple of minutes she stood up and said she needed to go to the toilet and went upstairs, I figured she was having second thoughts and began to think about the implications of making advances on a married neighbour. I had about decided I should make a run for it but my erection took control and I decided I couldn't leave without being sure that my advances were not welcome. I tentatively made my way upstairs and found the toilet door which was open slightly, I peeked through to see her sitting on the toilet with her trousers round her ankles and she was stroking her pussy. Now I knew that she must have been as horny as I was and decided to take my chances. She was obviously shocked as I opened the door and approached her and I guess she must have froze as I moved towards her and knelt between her knees. It took a few moments for her to respond as I placed my hands on her thighs and began kissing her again but she soon put her arms round my neck and I began to slide my hands up her thighs towards her wet pussy. Her pubes were very wet, probably a mixture of her piss and juices and I began to rub her moist lips as she had been doing before I so rudely interrupted. I slid my other hand up under her top and released her breasts from her bra so I could play with her already erect nipples and she began to breath more heavily. I gently eased her thighs apart as I leant forward to kiss her vagina, my tongue couldn't reach her opening from this position but she soon slid her hips forward allowing me to plunge my tongue inside her moist cleft. I had never tasted urine before but hers, mixed with her other juices, was the most erotic thing I had ever tasted. Charlotte pulled my face to hers and we kissed, both tasting her intoxicating cocktail. As our tongues probed our mouths I slid a finger into her now soaking pussy I felt her reach down into my jogging bottoms and begin stroking my now throbbing cock. I was extremely turned on by this point and as I felt a warm stream of piss cover my hand I almost came on the spot! I think she was a shocked as I was and looked almost horrified but I think the lust in my eyes reassured her that I didn't mind. She spread her legs wider causing the piss to splash onto my legs and the floor but we were both too wrapped up in each other to care by now. I quickly pulled my top off over my head and was extremely pleased to feel the warm stream gush onto my chest. Boy she must have been full! I pushed my now soaking pants down as Charlotte just sat back and emptied herself over my body. The feeling of her piss soaking my cock was unreal and as I knelt naked between her legs I began to rub her golden urine over my body, squeezing my cock while she massaged her clit. Finally she was empty and the piss was reduced to a dribble. We were both breathless from the experience and as I fell back on the floor Charlotte stood up and took off her clothes before climbing onto off me. She rubbed her soaking pussy against my cock and leant forward so her gorgeous breasts and hair hung over my face. I began to suck hard on her nipples as my hands began touching her sides. As she continued to rub her pelvis against mine I reached round to hold her butt and began to pull her harder against my cock. Charlotte let out a throaty moan as my finger began to probe her anus, it was already well lubricated from the piss and her juices and she obviously enjoyed my explorations. As our pleasure began to build she reached for my cock and effortlessly lowered herself onto it, we both moaned as our pubic hair touched and I could feel her muscles contract as she sat there motionless for a few moments. She began to hump against me as our lips met again and our tongues probed each others mouths and Charlotte was moaning loudly now as my cock filled her pussy and my finger probed her rear. Her thrusts became more frantic as her orgasm swept over her and finally the muscle contractions sent me over the edge and I began to shoot my cum deep inside her. We collapsed there in a soaking heap of sweat, cum and piss and she kissed me gently as my erection subsided inside her. If it had ended there it would still have been the sexual encounter of a lifetime but when I told her that I needed to piss Charlotte just smiled and said "Go on then". Despite our current situation I was a little shocked and it took me a few moments to allow the steady flow of piss to flood into her damp pussy. Obviously I started to get hard immediately and I could tell Charlotte was coming again as I began to thrust my cock into her as I pissed. As she humped against me my cock was sliding in and out of her splashing piss over her body until she knelt up and I began to piss over her breasts, stomach and pussy. I watched as she began to rub her clit and rub the piss into her warm skin and couldn't resist rubbing my own cock. As my piss emptied I could feel myself ready to cum again and stood up as she took me into her mouth and began sucking very hard. As my cum erupted she removed my cock from her mouth and sprayed her face and tits with my white fluid before sucking it again and rubbing the mixture into her flesh. We fucked again as we showered that afternoon and needless to say I never made it back to work. We have since had the chance to explore other avenues of sex as well as enjoy more watersports. Charlotte knows where to come in future if she needs a hand with her shopping.